Texas home buyers are now able to find bank statement loans. Self employed individuals can qualify for a bank statement loan with 12 months of bank statements as proof of income without having to provide tax returns. In the past, these loans were called stated income loans or even no documentation loans.
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Get connected with Texas stated income lenders and find out how you can qualify for a stated income or bank statement loan.
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As we all know, stated income loans aren’t for everyone and they have a long history in the State of Texas. This type of mortgage financing become popular during the 90’s housing boom. Many borrowers were using this form of financing to get approved for loans that didn’t fit their budget or needs.
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How to Qualify for a Texas Stated Income (Bank Statement) Loan You must be self employed or a 1099 borrower for a minimum of 2 years. You must provide copies of your personal and/or business bank statements for 12-24 months depending upon the lender. You must meet the minimum credit score requirement.